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Credit Cards

Denied a Bank Acct? Get Plastic!

The perfect alternative to a checking account

Here is a issue I see many people run into when they want to start building their financial status back to good health. And because of their past financial history might reflect a bad record, those people are looked down on.

So what do you do when it comes to managing your money in an account but banks reject you? The answer is: Get Plastic!

In today’s society, debit cards are the biggest hype as they are so much easier and flexible. Not to mention just about twice as safe as carrying cash.

Here are 6 benefits why a debit card may be your best choice. In this case, I’m focusing on the AccountNow Vantage Debit Card.” Here we go…

Reason 6: Safer Then Carrying Cash

Your walking along in the mall, you get home and notice something. Your CASH isn’t in your pocket! Shocking huh? And to think, you can’t get it back what-so-ever. The cash is gone with the wind and your broke.

With a debit card? NOT! Simply call IMMEDIATELY and cancel the card and have another card issued. Your money is safe, your old card is no longer any good which means if nothing was spent, your money is still yours.

Even if it was used, simply tell the AccountNow Rep that you did not authorize it and start a dispute about the charge(s) and let them handle it. It shouldn’t be no harder then that.

Reason 5: Avoid Check Cashing Fees & Bank Lines

Ever stood in those boring wait lines to get your paycheck cashed? Who hasn’t? Its got to be one of the most boring (if not obnoxious) things to do after getting your check. But don’t fret, the AccountNow Vantage Debit Card eliminates that problem.

With FREE Direct Deposit, you can have your paycheck loaded into your account. The best part about direct deposit is that on average, the funds are loaded to your account around 12am (midnight) on payday. And yes, it REALLY is free (no charge for direct deposit.)

Reason 4: No Overdraft Fees

Don’t let the title fool you, just because it says “No Overdraft Fees” doesn’t necessarily mean they’ll pay for your overdraft. I’m assuming from my point of view (since I have a debit card issued by the same bank) that if you don’t have enough funds, they simply send a notice back saying you don’t have the sufficient funds.

What’s so good about this? Compare that to the NSF fees many banks would charge you for everytime such a request would come to them. They’d send it back saying you didn’t have the funds and charge you an NSF fee. Uh uh buddy, not here :)

Reason 3: No Credit or ChexSystems Verifications

Recently I went to a bank to try and open a new bank account because Bank of America some how charged me $xxx in NSF fees. That account got closed and reported to ChexSystems. So when I went to open a new bank account, I was declined a new account anywhere.

Even though that negative blimish will be removed once its paid off, I can’t get a bank account anywhere. So if you got a bad ChexSystem record or bad credit, don’t let that effect you. Why?

Because AccountNow Vantage Has a 99.9% Approval Rate

Reason 2: Online Bill Pay Enhancement

Keeping this part short and sweet, forget having to run out to pay those bills. Do it from the comfort of your PC. You’ll be able to login to your account online, answer a few questions, press submit and consider your bill paid.

It can’t get no easier then that ;)

Reason 1: Make Purchases WORLDWIDE

No matter where you are, you can use your AccountNow Vantage wherever MasterCard is accepted. This includes a convenience store, gas pumps (assuming you have a minimum of $50 on your card), and even (YES) - ONLINE!

So… Bottom Line:

Take all of the reasons above into consideration the next time you want a bank to manage your funds. Its either the bank or the AccountNow Vantage card. Your choice, but I think the 6 reason’s above are MORE then enough proof.

CT in Talks of New Ownership

The perfect alternative to a checking account


Since the beginning of January 2008, CashTalkz Dot Net has been online. The sole purpose in mind was to teach youth the goal of making money and managing money. Little did I know that, ONCE AGAIN, my mind would start to express ideas for a differenter project. One that I actually feel comfortable I will suit with for a while.

With that being said, I have been speaking with somebody lately who plans to take over this blog. What changes are expected has yet to be discussed but I’m sure it will be something good.

The new blog that I will be starting up will hopefully be shared on this blog (if I can talk the new owner into reviewing it.) One thing I plan to do is have the new owner continue the concept behind the blog. I don’t know what will happen and I hope to close this deal in a day or two.

So for right now, please just be aware that new ownership is coming. I appreciate everyone for their support and I will NEVER forget all of my visitors.

My Major Success:

The major thank you goes out to all of those who visited the site. I had approximately 5,000 unique visitors on my blog in the month of January 2008. I also was able to generate $400 in affiliate marketing earning. In the month of February, I’ve generated $30 so far (but that’s because I haven’t been marketing thoroughly.)

Thank you once more and keep an eye out for my new blog as I plan to grand release it with a $100 contest. Thank you ONCE more to everyone and keep supporting this blog in the future…

The Rebuild: From the Ground Up

EDITED: February 07, 2008

For the last few hours since I posted this “Rebuild” topic, I’ve been stepping back and looking at the business module of this site. Although I had a great idea and still feel like money making and management for youth could suffice as a blog, I’ve decided to try out a new project.

That project is to build this page into a “one-step blog.” The BRAND NEW business module behind all of this: Making money online.

How will this work?

Simply, I will be taking (what I believe to be) the top 5 online money making blogs and feeding their RSS feeds through this blog. The benefit of all this… to help you find all the necessary elements to get you started in making money online.

Now, I am hoping to get their approval to re-distribute their RSS feeds on this blog. The benefit of them letting me do so is endless (not to mention hopefully it’ll gain them some new traffic to their site.)

So what am I getting out of this… to say the least, hopefully my first successful blog (if you want to call it that.) Everyone is benefiting from this and I hope this new project pays off. Both for the bloggers (in terms of gaining new readership through a third-party blog that will hopefully get around 500 unique visitors a day by the end of February.) At the same time, you, the reader, will hopefully benefit from the knowledge you’ll gain. My benefit: The feeling of successfully helping 2 parties out.

Simple as that…

So without further or due, here is for the new CashTalkz Dot Net… I hope to get a fresh and professional design in March possibly and remove this “freebie theme.”

Right now, I am going to contact those 3 bloggers and get their approval if possible.

Six People Required: $20 EACH!

I’m on my way back into the freebie world, and while on my way back into the freebie world, I am looking to give away some cash. I mean really, who DOESN’T want some free money in their pockets or some extra dollars to buy that lucky Valentine something. But don’t look at this as SPAM, more of an “investment” if you will.

Here’s the deal!

I need 6 people to complete a freebie website for me. I am assuming you know how to if you inquire. You should know the rules… if not, redirect yourself to the following page:

Now remember, you will only be paid upon going green. You will be paid $15 ($5 more, giving you $20, assuming you complete in 24 hours.)

So what are you waiting for, lets get to it :)

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