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Here is a issue I see many people run into when they want to start building their financial status back to good health. And because of their past financial history might reflect a bad record, those people are looked down on.

So what do you do when it comes to managing your money in an account but banks reject you? The answer is: Get Plastic!

In today’s society, debit cards are the biggest hype as they are so much easier and flexible. Not to mention just about twice as safe as carrying cash.

Here are 6 benefits why a debit card may be your best choice. In this case, I’m focusing on the “AccountNow Vantage Debit Card.” Here we go…

Reason 6: Safer Then Carrying Cash

Your walking along in the mall, you get home and notice something. Your CASH isn’t in your pocket! Shocking huh? And to think, you can’t get it back what-so-ever. The cash is gone with the wind and your broke.

With a debit card? NOT! Simply call IMMEDIATELY and cancel the card and have another card issued. Your money is safe, your old card is no longer any good which means if nothing was spent, your money is still yours.

Even if it was used, simply tell the AccountNow Rep that you did not authorize it and start a dispute about the charge(s) and let them handle it. It shouldn’t be no harder then that.

Reason 5: Avoid Check Cashing Fees & Bank Lines

Ever stood in those boring wait lines to get your paycheck cashed? Who hasn’t? Its got to be one of the most boring (if not obnoxious) things to do after getting your check. But don’t fret, the AccountNow Vantage Debit Card eliminates that problem.

With FREE Direct Deposit, you can have your paycheck loaded into your account. The best part about direct deposit is that on average, the funds are loaded to your account around 12am (midnight) on payday. And yes, it REALLY is free (no charge for direct deposit.)

Reason 4: No Overdraft Fees

Don’t let the title fool you, just because it says “No Overdraft Fees” doesn’t necessarily mean they’ll pay for your overdraft. I’m assuming from my point of view (since I have a debit card issued by the same bank) that if you don’t have enough funds, they simply send a notice back saying you don’t have the sufficient funds.

What’s so good about this? Compare that to the NSF fees many banks would charge you for everytime such a request would come to them. They’d send it back saying you didn’t have the funds and charge you an NSF fee. Uh uh buddy, not here

Reason 3: No Credit or ChexSystems Verifications

Recently I went to a bank to try and open a new bank account because Bank of America some how charged me $xxx in NSF fees. That account got closed and reported to ChexSystems. So when I went to open a new bank account, I was declined a new account anywhere.

Even though that negative blimish will be removed once its paid off, I can’t get a bank account anywhere. So if you got a bad ChexSystem record or bad credit, don’t let that effect you. Why?

Reason 2: Online Bill Pay Enhancement

Keeping this part short and sweet, forget having to run out to pay those bills. Do it from the comfort of your PC. You’ll be able to login to your account online, answer a few questions, press submit and consider your bill paid.

It can’t get no easier then that

Reason 1: Make Purchases WORLDWIDE

No matter where you are, you can use your AccountNow Vantage wherever MasterCard is accepted. This includes a convenience store, gas pumps (assuming you have a minimum of $50 on your card), and even (YES) - ONLINE!

So… Bottom Line:

Take all of the reasons above into consideration the next time you want a bank to manage your funds. Its either the bank or the AccountNow Vantage card. Your choice, but I think the 6 reason’s above are MORE then enough proof.

 

Since the beginning of January 2008, CashTalkz Dot Net has been online. The sole purpose in mind was to teach youth the goal of making money and managing money. Little did I know that, ONCE AGAIN, my mind would start to express ideas for a differenter project. One that I actually feel comfortable I will suit with for a while.

With that being said, I have been speaking with somebody lately who plans to take over this blog. What changes are expected has yet to be discussed but I’m sure it will be something good.

The new blog that I will be starting up will hopefully be shared on this blog (if I can talk the new owner into reviewing it.) One thing I plan to do is have the new owner continue the concept behind the blog. I don’t know what will happen and I hope to close this deal in a day or two.

So for right now, please just be aware that new ownership is coming. I appreciate everyone for their support and I will NEVER forget all of my visitors.

My Major Success:

The major thank you goes out to all of those who visited the site. I had approximately 5,000 unique visitors on my blog in the month of January 2008. I also was able to generate $400 in affiliate marketing earning. In the month of February, I’ve generated $30 so far (but that’s because I haven’t been marketing thoroughly.)

Thank you once more and keep an eye out for my new blog as I plan to grand release it with a $100 contest. Thank you ONCE more to everyone and keep supporting this blog in the future…

 

For the last few hours since I posted this “Rebuild” topic, I’ve been stepping back and looking at the business module of this site. Although I had a great idea and still feel like money making and management for youth could suffice as a blog, I’ve decided to try out a new project.

That project is to build this page into a “one-step blog.” The BRAND NEW business module behind all of this: Making money online.

How will this work?

Simply, I will be taking (what I believe to be) the top 5 online money making blogs and feeding their RSS feeds through this blog. The benefit of all this… to help you find all the necessary elements to get you started in making money online.

Now, I am hoping to get their approval to re-distribute their RSS feeds on this blog. The benefit of them letting me do so is endless (not to mention hopefully it’ll gain them some new traffic to their site.)

So what am I getting out of this… to say the least, hopefully my first successful blog (if you want to call it that.) Everyone is benefiting from this and I hope this new project pays off. Both for the bloggers (in terms of gaining new readership through a third-party blog that will hopefully get around 500 unique visitors a day by the end of February.) At the same time, you, the reader, will hopefully benefit from the knowledge you’ll gain. My benefit: The feeling of successfully helping 2 parties out.

Simple as that…

So without further or due, here is for the new CashTalkz Dot Net… I hope to get a fresh and professional design in March possibly and remove this “freebie theme.”

Right now, I am going to contact those 3 bloggers and get their approval if possible.

 

I’m on my way back into the freebie world, and while on my way back into the freebie world, I am looking to give away some cash. I mean really, who DOESN’T want some free money in their pockets or some extra dollars to buy that lucky Valentine something. But don’t look at this as SPAM, more of an “investment” if you will.

Here’s the deal!

I need 6 people to complete a freebie website for me. I am assuming you know how to if you inquire. You should know the rules… if not, redirect yourself to the following page:

http://forums.digitalpoint.com/showthread.php?t=689438

Now remember, you will only be paid upon going green. You will be paid $15 ($5 more, giving you $20, assuming you complete in 24 hours.)

So what are you waiting for, lets get to it

 

Wow, what a rough path its been since the last response to this blog. First, I apologize for being out of touch for that long. Wasn’t expecting it to be totally honest. Why was I gone? For good reason if its safe to say.

But in all reality, the main reason why I was gone was because I was working on 3 new blog concepts that I have under wraps. The names will be released sometime in the next few weeks but the concepts will stay under wraps until each one opens. Surely, 2 of the new blogs I have planned aren’t BRAND NEW concepts but one of them can be looked at as being one. And I’m so confident it’ll be successful that I wouldn’t be surprised to see people start copying off the idea.

But the vital point of it all is the planning to put them all within’ a “small network” that I am building up. Since I am building three blogs, I might as well make it a network. The decision on whether or not CT will survive these 3 new blogs is still not available. I hope to keep CT around but modify the blog topic just a bit and everything and definitely grant it a entirely new look.

But with that being said, stay tuned because I plan to link in a few RSS feeds to keep this blog alive while I work on the three new blogs. Thanks again everyone for your time and support.

LASTLY, keep watching for the “Month of Love” contest which will be around the end of February. It’ll be well worth it

 

And no, you don’t have to spend anything… but your input is valued at this point.

I am in need of some feedback on how to improve the blog and gain some more readers. In short, I need your opinion on what you would like to see here. Is it more contests and giveaways, do the post’s need fine tuning, or does the design need a total overhaul? Even if some of the stuff is planned to be completed soon, I want your input.

For your contribution, you will be entered into a drawing to win $25.00 cash via PayPal. So I need your feedback. And all you have to do is leave a comment in this blog post telling me your detailed feedback and you’ll be entered for the $25.00 drawing.

This’ll end around February and the winner will be announced February 28, 2008. So this gives you more then enough time to leave your input.

Thank you to all who decide to leave your feedback.

 

A while back I did a post on how to make some extra money by utilizing eBay and some of your useless items that you find during Spring Cleaning. Little did I know eBay would actually make a move that will benefit you all. Lower insertion fees AND lower final value fees!

I began reading this on CNBC and began to look further in-depth to this. What I found out was that they are going to be lowering these fees. When to expect them lower fees? Try within’ the next week or so of this post. How is this beneficial for you AND them… check out this list of benefits I made up.

THEIR BENEFITS:

1. More Members - With the lower insertion fees, expect more members looking to sell. With more people wanting to sell online, this’ll definitely boost the eBay Marketplace.
2. Higher Valued Items - Now that members see they won’t have a huge chunk taken out of the with the final value fees being lowered, they can actually breathe a sigh of relief and raise the price on their items.
3. More Sales - With the issue of mounting more sales from both the lower insertion fees and final value fees, eBay will begin to profit a lot more. Just me own rough opinion
4. Possibility of More Verified Members - With the possibility of more sellers, many people will actually have a better choice of items from Verified Members compared to those who are Verified BUT want a arm and a leg for an item

But not only are eBay lowering prices across the board, they are also doing a few misc. things with that. If my mind serves me correctly, they are going to be doing some upgrades to the feedback system. What enhancements they plan, I don’t know, but hopefully we’ll find out sooner or later.

So why should you join eBay today? I think I just proved my point. If not, here is the summarization for all of you.

1. Lower Insertion Fees
2. Lower Final Value Fees
3. FREE Signup
4. Access to THOUSANDS (IF NOT MILLIONS) of Interested Buyers
5. Simple Verification System
6. Simply Put… Its eBay

So head on over to eBay today and get your spring cleaning done early this year, that way when it actually comes time for Spring, you can expect some money in your pockets. Thanks to eBay

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Young Money 6 issues Young Money Magazine is the only money/lifestyle magazine geared to 18-24 year olds. It is now reaching college students who are naturally involved in various money related matters such as credit cards, student loans, saving and investing, car buying and career search. 6 issues Only $2.66 per issue. That is 33% off.

Yesterday, I was sitting in the doctor’s office waiting for the doctor and if you’ve ever sat in one, you know it can be a wait. So what other alternative do you have then to read a magazine, hence is what I did. But DANG! Whoever thought that a
magazine can generate so many new topics for a blogger. By the time I was done reading the
Forbes magazine, I had enough topics to go on for days.

So what should you do if your a blogger, I think the answer is simple.

Read some of the articles, browse some of the advertisements, and just get a general feel of the interest inside of the magazine. If you do this, your sure to get enough ideas. Hey, it was so good, I plan to getting a subscription to Forbes,
Entrepreneur and Sports Illustrated just so I can get some new ideas for this blog. Keep in mind, its a blog for youth so why not get the Sports Illustrated?

The only suggestion I have is that when you read a magazine, get one that preferably is in relation to your site. That way the ideas you generate from the magazine fall in line with the topic of your blog. For example, you have a blog that has to deal with hip-hop music, don’t read a magazine that has to do with environmental protection. Some magazines recommended for a hip-hop music blog would be:

1. XXL
2. The Source
3. VIBE Magazine
4. URB1 Magazine (Hip-Hop Fashion)

One thing I don’t recommend is to fully copy a article over. I’m sure a few people believe in posting an article as their blog and consider it a blog. Its more like duplication (along with a long list of other things. Unauthorized republishing is one of those and we don’t want to lose a blog to something like that, do we?)

SOOOOOOO, In Conclusion…

When your bored and you don’t have any topics for your blog, read a magazine. If you don’t have any money for one, there are resources for reading magazines. Start with your local library or resource center. They usually keep up with monthly magazines and if you are lucky enough to get one of those “Subscription Cards” from inside it, you can subscribe to a particular magazine and save off the newsstand price.

Talk about saving money…

Good luck and use this tip wisely…