Archive for January, 2008

Time to Shop 4 Love… :)

Its getting close to that time of the year. The time where love is in the air and florists and jewelers begin to pickup on their sales. That’s right, its almost VALENTINES DAY.

Now, I am not sure about you, but I’ve already planned out a nice dinner, movie and ice skating for my fiance. But the real question is though, have you got something for that special someone. Well, if you haven’t then your in luck. I have created a page that will be up from now until Valentine’s Day.

I’ve also set it as the main page all of the visitors will come to when you visit CT. But the best part that I love is this: CT has big news which I will be dropping later on tonight or tomorrow. Get ready for it because its going to change the game face of CT entirely.

And when I say its going to change the face, I’m talking a true makeover :)

Elementary Students Rule the Stock Market!

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Are you a stock market guru? If you THINK you are, maybe you want to think twice after reading this.

While I was browsing online on the community newspaper website, I read a very interesting article that deserves some exposure. And for the children that were involved, they deserve a lot of credibility. Now seeing how this blog can be seen by anyone, I am going to keep their names under wraps (even if the newspaper has their names on the website.)

Here is the article from the website:

Before making your next investment decision, you might want to consult with West Seaford Elementary students Young Lady 1, Young Man 1, Young Lady 2 and Young Man 2. Their on-line portfolio grew $9,000 from October to December. Their portfolio is, of course, hypothetical. The University of Delaware twice a year holds The Stock Market Game for all of Delaware. Every public or private school in the state is eligible for participation. High school, middle school and elementary school students from schools all over Delaware form teams and are given a hypothetical $100,000 with which to invest in the real stock market. The students manage the portfolio through The Stock Market Game’s website.

The Stock Market game is held in every state and is available worldwide. The game was created by the Foundation for Investor Education, a nonprofit that provides educational re sources for investors of all ages. The University of Delaware has been making the program available to educators in the state for over 20 years. Eighty Five teams participated in Delaware this year and the group from West Seaford won first place. “They invested very conservatively,” said Renee Clark, the student’s SPARK teacher who supervises the game at West Seaford.

Now I’m no stock market expert but I know enough to say that with results like that, maybe kids are becoming brighter young people and maybe the financial world will see a more stable future. So if I could, I would say congrats to those 4 young students who managed to make that much money in such a timespan in the stock market.

Maybe I’ll have to hire them to be my personal financial advisors :)

What are your thoughts on this story?

Voicing My Opinion: State Farm & ESurance Sucks!

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Are you in the market for car insurance? If you are, here’s my opinion being voiced. STATE FARM SUCKS! ESURANCE SUCKS! End of story.

So why am I being so negative against these 2 auto insurance companies. Let’s review a small story that is one of reality too.

Back in December, I was involved in a front end collision with a young girl, 17 years old to be precise. Anyway, I was heading back from Maryland one evening from dropping my brother off to work. I was on a back road that had a 50MPH speed limit and although sometimes I drive at about 60MPH, I don’t drive that fast by myself at night. I remember precisely doing 55MPH. Within’ 100 feet of the girl’s home, she decides to pull out (which is TOO LATE to pull out if you ask me.)

So in essence, to avoid a collision I tried to maneuver around her in the oncoming traffic lane. She decides to make a turn about 100 feet from her house, but, what she did not do was initiate a turn signal telling me that she was going to turn left. Right when I leveled out with her she makes a quick maneuver to turn and results in me running into her.

In the end, I ran into her and we have an accident. The fender, shock and passenger bumper took a good hit and so did the mirror. The wheel and the front end of their FRIEND’S TRUCK was damaged.

In the end, I was charged with the accident, the auto insurance company pays for her damages and everything. What do I get, a $90 fine and the worry of having to fix the car for my brother. BUT, here is the catch… in my recorded statement with ESurance, the lady told me that in the State of Maryland, if one driver is found to be at least 1% at fault, the other person’s insurance company has the right to deny fixing the other person’s vehicle.

Now review the facts of why I believe she is at 1% fault and shouldn’t have been covered:

1. She is 17 years old driving the vehicle, I thought you had to be at least 25 years old to drive a vehicle without someone’s permission. And what gets me is that they requested for us not to contact the guy until they did. I feel they said this to naturally have him consent to her driving the vehicle.
2. She pulled out too early
3. They had an “independent witness” who I don’t know who it was because of the fact that there were NO CARS AROUND!!!!
4. She did not use a turn signal

So why was she covered and I wasn’t, EVEN THOUGH SHE WAS 1% AT FAULT

The voice of the officer made that decision, in the entire police report, I was pointed to as the one at fault because I tried to maneuver around her in a double line zone.


So simply, I was screwed out of this entire thing.


Because, I tried to explain to the lady from Kareema from ESurance and she constantly made it all seem like it was MY fault before the police report was even released. Now, when I called State Farms Claims Dept. - they were against me to and tried to act like it was my fault. So you know what, that’s State Farm’s problem, they paid it not me so whatever.

So in conclusion, for anyone shopping for auto insurance, I highly suggest you not mess with either company as my story makes apparent, she was 1% at fault so I feel that State Farm shouldn’t of covered it and she should have to pay for the damages that was her fault.

With that being said, I want to make it noticeable:

State Farm and ESurance, You Both Suck!

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If your interested, click the link below, complete the signup form and complete an offer. Once you’ve done the offer and you’ve gone green leave me a comment and I will take it from there. When you leave your comment, let me know what email you used to complete the offer with. This is where your payment will be sent via PayPal.

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Just a friendly reminder to all the reader’s out there to not forget about us. I know everyone has a hectic schedule and sometimes can’t make it online to check out their favorite reading spots. Hopefully on is CT. :) So I started to think about those people and added a small addition to the blog.


Now you can view CT from wherever you are with this small feature. From your cell phone, PDA, laptop, etc. Now you can view CT whenever and no matter where you are. Take us with you around the globe if you wanted to.

And for those of you who aren’t able to make it online, add CT to your favorite RSS aggregator or subscribe to RSS be E-Mail and stay updated with all of the content. You wouldn’t want to fall behind on reading a good article, so why fall behind on CT. Not to mention (as I always say), you’ll get access to exclusive content AND contests and giveaways BEFORE its on the website.

Thank you again for all staying up-to-date with CT and keep watching, we got more bigger news on the way :D

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